Rates

Deposit Rates

Effective 5/7/12. Rates are subject to change.

Notes:

• The interest rate and annual percentage yield may change after the account is opened. Rates are subject to change at any time at bank discretion. Rate changes are not tied to an index.
• Fees may reduce earnings.

Metro Checking

• Must maintain a $1,000 minimum daily balance to avoid $15.00 monthly service charge. One account per tax identification number. Available for personal accounts only. Direct Deposit and eStatements OR 3 Bill Pay transactions per statement and eStatements are required to earn 1.00% APY. Balances greater than $250,000 earn an APY of 1.00% to .20%. Accounts that do not meet requirements above earn 0.20% APY. Customer has 30 days from account opening to set up requirements. Acacia Federal reserves the right to permit accounts only from the DC metro area which is VA, MD, and the District of Columbia.

Term CD Rates

Effective 5/7/12. Rates are subject to change.

Notes:

• No Brokers.
• A penalty may be imposed for early withdrawal on term accounts.
• To earn the stated Annual Percentage Yield, interest must remain on deposit until maturity.  A withdrawal will reduce earnings.
• Fees may reduce earnings.

Loan Product

Effective 5/7/12. Rates are subject to change.

Notes:

• Customers residing in Virginia, Washington DC, and Maryland may apply for consumer loans / lines of credit. Acacia Federal Savings Bank does not lend to consumers outside of our primary market area.

*Annual Percentage Rate